Is your SBI, UCO Bank or UPI not working today? Many users complaint about service disruptions

Is your SBI, UCO Bank or UPI not working today? Many users complaint about service disruptions

UPI service disruption: The digital payment system in the country is currently facing some technical difficulties. Many users are currently unable to complete transactions smoothly. Since the early hours of the day on April 1st, users have been complaining about difficulties in completing transactions. Complaints were reported on Downdetector, one of the most used platforms to monitor real-time outage issues. Although users were finally able to complete their transactions, they had to undergo some technical difficulties. The technical issue is currently widespread, affecting multiple applications. However, the issue is expected to resolve shortly. Here is everything we know about the current issue with the UPI payment system.

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Note: The bank servers are undergoing maintenance and UPI is not facing any disruptions.

UPI service disruption in India

According to the Downdetector reports, 557 users encountered difficulties while using the UPI services on the SBI server, while 40 users encountered difficulties using the UPI services on the UCO bank server. Overall, the number of reports related to the downtime of the UPI services increased and peaked at 40, creating difficulties for the users while making transactions.

The problem was encountered by the users while using the services on multiple bank servers, as the users faced difficulties while making payments, transferring funds, and conducting transactions. In addition, the users encountered difficulties while using the mobile banking services, especially while using the UPI services through mobile applications.

At the time of writing, the server is returning to normal, and the services are being restored. The users can expect smoother transactions as the system stabilises and the bank fixes the issues.

Reason behind UPI service disruption

While the exact cause of the disruption of the UPI service is still unknown, initial reports indicate that the cause of the disruption could be the annual closing of accounts and the scheduled maintenance. India marks April 1 as the start of the new financial year.

Banks are physically closed today to finalise their books for the previous financial year. While the online facilities are available, the high processing can cause a delay in the servers.

Bhaskar is a Senior Copy Editor at Digit India who keeps a close watch on everything shaping the world of technology from smartphones and home appliances to AI, government tech initiatives, digital safety, and the latest industry developments. Whether it's breaking news, in-depth features, hands-on reviews, practical how-to guides, or exclusive scoops, he translates complex tech into stories that are easy to understand and worth reading. His work has been featured in iGeeksBlog, GuidingTech, and other leading publications. Before joining Digit India, he served as an assistant editor at TechBloat. A B.Tech graduate and full-time tech journalist, he is driven by just one goal, which is to help readers stay informed, stay secure, and stay ahead in an ever-changing digital world. View Full Profile