How to check your PF balance online and offline (with or without a UAN number)

The Employees Provident Fund (EPF) is a vital savings tool for your post-retirement life. It is something built through monthly contributions from both you and your employer. Even though traditionally many have opted to visit the EPF offices to trace their investments, modern technology is more efficient in that regard. Furthermore, you can also access your amount instantly online with the help of your Universal Account Number (UAN). Interestingly enough, some of the options do not even require you to log into the portal for a seamless experience to stay updated about your wealth! Whether you like the digital way or look to some offline options, staying updated about your corpus is easier than you think. Let’s dive into an informative article that discusses the most efficient way to check your PF amounts.

How to check the PF balance online

The government of India allows all the PF beneficiaries to check their PF balance online. All you need is a stable internet connection, your UAN number and password. Here are two easy methods you can use to check your PF balance online:

1. Check the PF balance online using the EPFO portal

The easiest way to check your PF balance online is with the help of the EPFO portal. Follow the easy steps below to do so:

1. Open a web browser on your computer or mobile.

2. Go to the EPFO login page.

3. Log in using your UAN number and password.

4. Verify using OTP, which is sent to the registered mobile number.

5. Once verified, the users can select their member ID and view the passbook.

The passbook shows employee contribution, employer contribution, and pension amount.

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2. Check the PF balance online with the help of the UMANG app

Here’s how you can use the UMANG app to check the PF balance:

1. Download and install the UMANG app on your device.

2. Register using your Aadhaar-linked mobile number.

3. Look for the EPFO services section and select View Passbook.

4. Verify using OTP and choose the employer account.

Once done, you’ll see the full PF statement can be viewed and downloaded.

How to check the PF balance offline

While checking the PF balance online is easy and quick, that may not be feasible for everyone or at certain times, like when you’re at a location with poor internet connectivity. However, you need not worry, as the government also allows you to check the PF balance offline. Here are two easy ways to do so:

1. Check the PF balance online via SMS

Follow the easy steps below to check the PF balance by sending SMS:

1. Launch the Messages app on your Android or iOS device.

2. Type EPFOHO UAN ENG and send the SMS to 7738299899. 

Note: The last three letters can be changed to receive details in other Indian languages.

Once you send the SMS, you’ll receive a message with PF details in reply shortly.

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2. Check the PF balance online using a missed call

If you want to check your PF details using the missed call feature, then you can follow the easy steps below:

1. Head to your Phone app on your Android or iOS device.

2. Give a missed call to 9966044425 from your Aadhaar-registered mobile number.

3. The call will disconnect automatically.

Now, you’ll shortly receive an SMS with the details regarding your PF balance. The details usually contain content like the member ID, last contribution, and total balance.

Note: The UAN must be active and linked with a bank, Aadhaar, or PAN.

How to check EPF balance for exempted establishments?

Employees working in exempted establishments cannot check their PF balance on the EPFO portal, as their PF contributions are managed by a private or company-run trust. However, for such employees the PF balance details can be found on monthly salary slips.

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Other than that, the employees can also access the company’s internal employee portal, if available, to check their PF balance. Furthermore, they can also go ahead and contact the HR department to get their latest PF balance information.

Why can’t I check my PF balance online?

There can be several reasons why you are unable to check your PF balance online. Some of the most common reasons are as below:

• You may not have a stable internet connection.
• The EPFO app or the UMANG app is down.
• The mobile number used may not be linked with the UAN.
• The UAN might not be activated yet.
• There may be a mismatch between Aadhaar details and PF records.
• KYC details may be incomplete or pending approval.
• The employee may be working in an exempted establishment.
• The UAN may have been activated recently, and passbook access is not yet available.