Best Mobile Phones Under 20000

Price Updated on Dec 04, 2025

Buying a smartphone under ₹20,000 in 2025 is a bit like using a dating app; the options look perfect on paper, with promises of smooth performance and impressive cameras, but not every match lives up to the hype. What you really need is a phone that feels dependable: one that won’t freeze mid-scroll, takes good photos, and lasts the entire day on a single charge.

Top 10 Smartphones Under 20000

Product Name Price why choose it?
Vivo T4 20,999 All-rounder for power users on a budget
OPPO K13 17,999 Bright 120 Hz AMOLED and long-lasting 7,000 mAh power.
Vivo T4x 5G 14,499 Speedy performance and excellent battery stamina.
CMF Phone 2 Pro 18,784 Bold design, clean UI, and solid everyday speed.
Samsung Galaxy A17 18,999 Premium feel, good cameras, and lasting software support.
iQOO Z10x 13,998 Strong battery and Dimensity chip for smooth use.
iQOO Z10 20,240 Fast Snapdragon chip with 120 Hz AMOLED for gaming.
Redmi 15 14,998 Massive battery and 144 Hz screen for heavy users.
OPPO K13x 11,999 Rugged build with 6,000 mAh battery for durability.
Moto G96 17,999 Smooth 144 Hz display and reliable all-day performance.

1
20,999

The Vivo T4 5G is a battery champ disguised as a premium mid-ranger. Backed by a Digit Rating of 8, it nails the basics with endurance, display quality, and stability that outshine most rivals. You can read the full review to dive deeper into its 7,300 mAh battery and 90 W fast charging setup, which redefine all-day use, while the 6.77-inch AMOLED delivers flagship-like colour and brightness. With Features 8.2, Performance 8.6, and Value for Money 8.1, the T4 stands out as a dependable all-rounder for power users and ranks among the best phones under 20,000 in India.

SPEC
SCORE
33.6%
  • View Rating
    PERFORMANCE Icon PERFORMANCE 0.79
    • Snapdragon 7s Gen 3 Mobile Platform
    • Octa-core (1×2.4 GHz Cortex-A710 + 3×2.36 GHz Cortex-A710 + 4×1.8 GHz Cortex-A510)
    • RAM: 8 GB
    • Storage: 128 GB
  • View Rating
    DISPLAY Icon DISPLAY 2.07
    • 6.77 inch
    • AMOLED+, 120Hz, 5000 nits
    • 2392 × 1080
    • 120 Hz
  • View Rating
    CAMERA Icon CAMERA 2.32
    • Front Camera: 32 MP
    • Rear Camera: 50 MP
    • Number Of Rear Cameras: 4
    • Max Video Resolution: 4K/1080p/720p
  • View Rating
    BATTERY Icon BATTERY 1.67
    • Battery: 5000 mAh
    • Fast Charging: Yes
REAR CAMERA COMPARE TO
Pros PROS

Excellent Battery Life

Sleek and Lightweight Design

Stable Performance

Pros Cons

Mono Speaker Setup

60 FPS BGMI

Average Front Camera

2
17,999
See More Variants

The Oppo K13 5G nails the fundamentals with style and stamina. With a Digit Rating of 7.7, it combines a crisp 120 Hz AMOLED display and a massive 7,000 mAh battery for smooth visuals and lasting endurance. Powered by the Snapdragon 6 Gen 4, it scores 7.8 in Performance and handles gaming with ease. Its Value for Money score of 7.7 and Build score of 7 round off a balanced, dependable phone for everyday users who prefer refinement over flash. This phone ranked under: Best Mobile Phones Under 20000

SPEC
SCORE
49.2%
  • View Rating
    PERFORMANCE Icon PERFORMANCE 2.02
    • Qualcomm Snapdragon 6 Gen 4
    • Octa core (2.3 GHz, Single core, Cortex A720 + 2.2 GHz, Tri core, Cortex A720 + 1.8 GHz, Quad core, Cortex A520,)
    • RAM: 8 GB
    • Storage: 128 GB
  • View Rating
    DISPLAY Icon DISPLAY 2.63
    • 6.67 inches (16.94 cm)
    • AMOLED
    • 1080×2400 px (FHD+)
    • 120 Hz
  • View Rating
    CAMERA Icon CAMERA 2.61
    • Front Camera: 16 MP
    • Rear Camera: 50 MP
    • Number Of Rear Cameras: 2
    • Max Video Resolution: 3840×2160
  • View Rating
    BATTERY Icon BATTERY 2.71
    • Battery: 7000 mAh
    • Fast Charging: Yes
    • Charging Port: USB Type-C
REAR CAMERA COMPARE TO
3
15,499

The Vivo T4x 5G delivers power where it matters most. With a Digit Rating of 7.7, it impresses through raw performance and exceptional battery life. The Dimensity 7-series chip ensures a snappy, reliable experience, reflected in its Performance score of 8.1, while the 6,500 mAh battery and 44 W fast charging keep it going for days. You can read the full review to understand how it balances speed and efficiency, earning its spot among the best phones under 20000 for users who prioritise performance and endurance.

SPEC
SCORE
51%
  • View Rating
    PERFORMANCE Icon PERFORMANCE 0.97
    • Mediatek Dimensity 7300
    • Octa-core (4×2.5 GHz Cortex-A78 + 4×2.0 GHz Cortex-A55,)
    • RAM: 6 GB
    • Storage: 128 GB
  • View Rating
    DISPLAY Icon DISPLAY 2.64
    • 6.72 inches
    • IPS LCD
    • 1080 x 2408 px
    • 120 Hz
  • View Rating
    CAMERA Icon CAMERA 2.49
    • Front Camera: 8 MP
    • Rear Camera: 50 MP
    • Number Of Rear Cameras: 2
    • Max Video Resolution: 3840 x 2160
  • View Rating
    BATTERY Icon BATTERY 2.7
    • Battery: 6500 mAh
    • Fast Charging: Yes
    • Charging Port: wired
REAR CAMERA COMPARE TO
Pros PROS

Strong performance

Long lasting battery life

Decent cameras

Pros Cons

Cluttered UI

Weak display protection

4
18,784
See More Variants

The CMF Phone 2 Pro stands out with its bold design and clean, customisable experience. With a Digit Rating of 7.4, it focuses on aesthetics and usability rather than brute specs. The 6.77-inch 120 Hz AMOLED display and Dimensity 7300 Pro chip deliver smooth everyday performance, while its Value for Money score of 7.4 and Build score of 6.9 reflect a device built for Gen Z users who want flair, function, and personality under ₹20K. You can read the full review to see why it ranks among the best phones under 20000, especially for those who prioritise style with substance.

SPEC
SCORE
59%
  • View Rating
    PERFORMANCE Icon PERFORMANCE 2.39
    • MediaTek Dimensity 7300 Pro
    • Octa core (2.5 GHz, Quad core, Cortex A78 + 2 GHz, Quad core, Cortex A55,)
    • RAM: 8 GB
    • Storage: 128 GB
  • View Rating
    DISPLAY Icon DISPLAY 3.18
    • 6.77 inches (17.2 cm)
    • Flexible AMOLED
    • 1080×2392 px (FHD+)
    • 120 Hz
  • View Rating
    CAMERA Icon CAMERA 2.77
    • Front Camera: 16 MP
    • Rear Camera: 50 MP
    • Number Of Rear Cameras: 3
    • Max Video Resolution: 3840×2160
  • View Rating
    BATTERY Icon BATTERY 2.02
    • Battery: 5000 mAh
    • Fast Charging: Yes
    • Charging Port: USB Type-C
REAR CAMERA COMPARE TO
Pros PROS

Solid AMOLED display

Clean and smooth software

Battery lasts a full day

Reliable performance for daily use

Pros Cons

Mono speaker setup

Gaming performance is limited

Camera tuning could be improved

5
18,999

​​The Samsung Galaxy A17 5G refines the A-series formula with a sturdier fibreglass back, bright AMOLED display, and long-term software support. It’s not built for raw speed as the Exynos 1330 feels modest, but it delivers stable day-to-day performance, solid battery life, and reliable cameras. With a Digit Rating of 7, a Build and Design score of 7.8, and Value for Money of 6.9, it’s a dependable, well-rounded mid-ranger for everyday users. The Samsung Galaxy A17 5G ranked among the best phones under 20000.

SPEC
SCORE
34.4%
  • View Rating
    PERFORMANCE Icon PERFORMANCE 0.62
    • Exynos 1330
    • Octa-core (2×2.4 GHz Cortex-A78 & 6×2.0 GHz Cortex-A55)
    • RAM: 4 GB
    • Storage: 128 GB
  • View Rating
    DISPLAY Icon DISPLAY 3.02
    • 6.7 inches
    • Super AMOLED
    • 1080 x 2340 px
    • 90 Hz
  • View Rating
    CAMERA Icon CAMERA 2.23
    • Front Camera: 13 MP
    • Rear Camera: 50 MP
    • Number Of Rear Cameras: 3
    • Max Video Resolution: 1920 x 1080
  • View Rating
    BATTERY Icon BATTERY 1.31
    • Battery: 5000 mAh
    • Fast Charging: No
    • Charging Port: USB Type-C 2.0
REAR CAMERA COMPARE TO
Pros PROS

Refined design with Gorilla Glass Victus and fibreglass back

Bright and colour-accurate AMOLED display

Reliable performance

Excellent portrait photography

Six years of Android updates and clean One UI experience

Pros Cons

Still limited to 90 Hz refresh rate

No stereo speakers or 3.5 mm headphone jack

HDR struggles in portrait shots with bright backgrounds

6

The iQOO Z10x, rated 7.6, packs Dimensity 7300 power, 120Hz LCD, and UFS 3.1 storage. It excels in battery life with 6500mAh capacity, though charging is slower. Daylight camera performance is decent, but software bloatware intrudes.

SPEC
SCORE
47%
  • View Rating
    PERFORMANCE Icon PERFORMANCE 2.07
    • MediaTek Dimensity 7300
    • Octa core (2.5 GHz, Quad core, Cortex A78 + 2 GHz, Quad core, Cortex A55,)
    • RAM: 6 GB
    • Storage: 128 GB
  • View Rating
    DISPLAY Icon DISPLAY 2.64
    • 6.72 inches (17.07 cm)
    • LCD
    • 1080×2408 px (FHD+)
    • 120 Hz
  • View Rating
    CAMERA Icon CAMERA 2.48
    • Front Camera: 8 MP
    • Rear Camera: 50 MP
    • Number Of Rear Cameras: 2
    • Max Video Resolution: 3840×2160
  • View Rating
    BATTERY Icon BATTERY 2.29
    • Battery: 6500 mAh
    • Fast Charging: Yes
    • Charging Port: USB Type-C
REAR CAMERA COMPARE TO
7

The iQOO Z10 balances raw power and practicality like few others in its price range. With a Digit Rating of 7.9, it delivers smooth 120 Hz AMOLED visuals, stellar Performance (8.6) from the Snapdragon 7s Gen 3, and a 7,300 mAh battery that lasts over a day with 90 W charging. While its plastic build and average haptics reflect its Build score of 6.5, strong Value for Money (8.1) and real-world speed make it a top pick for gamers and multitaskers under ₹20K. This phone ranked under: Best Phones Under 20000.

SPEC
SCORE
68%
  • View Rating
    PERFORMANCE Icon PERFORMANCE 2.05
    • Qualcomm Snapdragon 7s Gen 3
    • Octa core (2.5 GHz, Single core, Cortex A720 + 2.4 GHz, Tri core, Cortex A720 + 1.8 GHz, Quad core, Cortex A520,)
    • RAM: 8 GB
    • Storage: 128 GB
  • View Rating
    DISPLAY Icon DISPLAY 3.18
    • 6.77 inches (17.2 cm)
    • AMOLED (Curved Display)
    • 1080×2392 px (FHD+)
    • 120 Hz
  • View Rating
    CAMERA Icon CAMERA 2.58
    • Front Camera: 32 MP
    • Rear Camera: 50 MP
    • Number Of Rear Cameras: 2
    • Max Video Resolution: 3840×2160
  • View Rating
    BATTERY Icon BATTERY 2.44
    • Battery: 7300 mAh
    • Fast Charging: Yes
    • Charging Port: USB Type-C
REAR CAMERA COMPARE TO
8
14,999

The Redmi 15 features a bright 6.9-inch 144Hz display that delivers crisp visuals, while the Snapdragon 6s Gen 3 ensures steady day-to-day performance. The design feels solid and premium with IP64 protection, though its bulky 217g frame might divide opinions. It’s backed by a huge 7000mAh battery and 33W fast charging, so it’s built for endurance. Scoring 63 overall in Digit’s review, with 74 in Features and 65 in Value for Money, the Redmi 15 earns its place for being practical, long-lasting, and surprisingly feature-rich for its price.

SPEC
SCORE
49.6%
  • View Rating
    PERFORMANCE Icon PERFORMANCE 1.14
    • Qualcomm SM6375 Snapdragon 6s Gen 3
    • Octa-core (2×2.3 GHz Cortex-A78 & 6×2.0 GHz Cortex-A55)
    • RAM: 4 GB
    • Storage: 128 GB
  • View Rating
    DISPLAY Icon DISPLAY 2.56
    • 6.9 inches
    • IPS LCD
    • 1080 x 2340 px
    • 144 Hz
  • View Rating
    CAMERA Icon CAMERA 3.25
    • Front Camera: 8 MP
    • Rear Camera: 50 MP
    • Number Of Rear Cameras: 2
    • Max Video Resolution: 1920 x 1080
  • View Rating
    BATTERY Icon BATTERY 3.24
    • Battery: 7000 mAh
    • Fast Charging: Yes
    • Charging Port: USB Type-C 2.0
REAR CAMERA COMPARE TO
9
11,999

The Oppo K13x takes a rugged, practical approach to budget smartphones. Priced under ₹12,000, it earns a Digit Rating of 6.6 for prioritising durability and battery endurance over flashy specs. Read Oppo K13x full review for all details, but in short, it scores 7.3 in Features and Specifications with a massive 6,000mAh battery, 45W fast charging, a 120Hz adaptive refresh rate LCD, and rare-at-this-price IP65 protection. The display is functional and bright enough for everyday use, though colour accuracy and speaker quality remain average. The camera setup is basic, with its 50MP rear sensor delivering decent results in good lighting. Performance sits at a modest 5.9, powered by the MediaTek Dimensity 6300, which is fine for basic usage and light gaming but struggles under pressure. Build and Design earns a stronger 7.4, thanks to the robust matte-finished back and sponge-inspired shock absorption, even though it isn’t fully drop-proof. A Value for Money score of 6.6 makes it a good pick for budget buyers prioritising longevity and essential usability over refined polish.

  • View Rating
    PERFORMANCE Icon PERFORMANCE
    • Mediatek Dimensity 6300
    • Octa-core (2.4 GHz Cortex-A76, dual core + 2.0 GHz Cortex-A55, hexa core)
    • RAM: 4 GB
    • Storage: 128 GB
  • View Rating
    DISPLAY Icon DISPLAY
    • 6.67 inches
    • IPS LCD
    • 720 x 1604 px
    • 120 Hz
  • View Rating
    CAMERA Icon CAMERA
    • Front Camera: 8 MP
    • Rear Camera: 50 MP
    • Number Of Rear Cameras: 2
    • Max Video Resolution: 1920 x 1080
  • View Rating
    BATTERY Icon BATTERY
    • Battery: 6000 mAh
    • Fast Charging: Yes
    • Charging Port: USB Type-C 2.0
REAR CAMERA COMPARE TO
Pros PROS

Good battery life

IP65 rating

Adaptive refresh rate

Pros Cons

Display colour accuracy

Camera struggles with natural tones

Bloatware-heavy software

Not as rugged as claimed in real-world drops

10
17,999

In a market where phones chase specs, the Moto G96 5G chooses to get the basics right. Priced at Rs 17,999, it’s a no-nonsense, well-balanced performer that earns a Digit Rating of 7.6 by focusing on refinement and everyday reliability. Scoring 8.1 in Features and Specifications, it brings a 6.67-inch 144Hz pOLED display with excellent colour accuracy and peak brightness of 2170 nits, great for outdoor use. A 5,500mAh battery offers 1.5-day usage and supports 33W fast charging. On the camera front, the 50MP sensor produces vibrant daylight photos and natural portraits, while the 32MP selfie shooter is great under good lighting. Performance comes from the Snapdragon 7s Gen 2 chipset, which scored 7.1. It handles messaging, browsing, and casual gaming with ease, but it’s not built for heavy multitasking or demanding apps. The Build and Design score of 7.9 highlights its premium vegan leather back and Pantone-inspired colours, offering both style and comfort. With a Value for Money score of 7.6, the Moto G96 stands out as a dependable, thoughtfully designed option for users who want stability and style over brute power.

  • View Rating
    PERFORMANCE Icon PERFORMANCE 0
    • Qualcomm SM7435-AB Snapdragon 7s Gen 2
    • Octa-core (2.40 GHz Cortex-A78, quad core + 1.95 GHz Cortex-A55, quad core)
    • RAM: 8 GB
    • Storage: 128 GB
  • View Rating
    DISPLAY Icon DISPLAY 0
    • 6.67 inches
    • P-OLED
    • 1080 x 2400 px
    • 144 Hz
  • View Rating
    CAMERA Icon CAMERA 0
    • Front Camera: 32 MP
    • Rear Camera: 50 MP
    • Number Of Rear Cameras: 2
    • Max Video Resolution: 3840 x 2160
  • View Rating
    BATTERY Icon BATTERY 0
    • Battery: 5500 mAh
    • Fast Charging: Yes
    • Charging Port: USB Type-C 2.0
REAR CAMERA COMPARE TO
Compare Now Compare Now
Digit.in
Logo
Digit.in
Logo