Make the smart choice by protecting your tech with insurance

By Sponsored | Published on 12 May 2017
Make the smart choice by protecting your tech with insurance
HIGHLIGHTS
  • The loss of any gadget can lead to a serious dent in your wallet, that's why there is a pressing need to protect and insure these devices

Technology has become an indispensable part of our lives. With the rise of smartphones and connected devices, it doesn’t seem like we’ll be giving up our dependence on technology anytime soon. However, while all these gadgets and technology is making our lives much more comfortable, these devices are generally quite expensive and as such, prime candidates for getting lost or stolen. Therefore, losing any of them can make a huge dent in your wallet, which points to only one conclusion: There is a pressing need to protect and insure these devices. The most straightforward way to protect your home is by installing surveillance systems. Ideally, you should purchase a monitoring system with a wide-angle lens so that you can capture maximum area of the room and not have any blind spots. There are other features that you should take into consideration too, such as the number of sensors that are available and night vision capabilities. On the same topic, it is a reasonably good idea to consider disguised security devices as well. That’s because burglars can destroy monitoring systems as soon as they spot one.

You should also consider purchasing smart home-monitoring devices instead of regular ones. Smart monitoring devices will allow you to monitor your home real time via your smartphone or the internet. So, if a burglar breaks into your home, you’ll be notified about the incident immediately on your Smartphone and you can contact the authorities immediately. You can also see where the burglar is and what he/she is up to via the monitoring systems. Since this is shared via the internet, you could be halfway around the globe and still monitor what is happening at home. There are also plenty of devices that are linked to the cloud. So the data recorded by them is not stored locally. Thus, if a burglar damages the locally stored data intentionally or accidentally, you can easily retrieve it via the cloud. Smart door locks are also a great way to control who gets in and out of the home while you are away. Suppose you have a maid who comes to your house occasionally for cleaning while you are away. Instead of giving the keys of your home to your maid, you could install a smart door lock instead. This will allow you to see who has come to your home and grant them access via your phone. 

The next logical step to keep your devices safe is by investing in home insurance offered by companies such as Reliance General Insurance. There are a wide variety of insurance covers that you can avail — ranging from something specific like laptop/TV insurance to broader and safer insurance plans like the domestic mechanical and electrical one that covers a wide range of devices. Regardless of the insurance cover, you can rest assured in the knowledge that your investment in the devices would be secure. 

There are a number of reasons why you should consider investing in insurance. The first reason being you cannot predict an untoward incident. Besides the common threat of thieves who can run off with your cherished gadgets, there are other threats that are beyond your control like voltage fluctuations that can damage a device’s internals. In addition to this, there are instances wherein you or someone else can potentially drop and damage a device. An insurance cover can help you protect your gadgets from a number of such incidents.

Choosing the right type of home content insurance is vital. There are different types of insurance covers available and it's easy to get confused. Before choosing an insurance plan, you should take stock of the number of devices you want to insure as well as the overall cost of the devices. Of course, you'll also need to take into account your budget as well. Thankfully, there are several customized insurance solutions available to meet your needs. With the rise of IoT and connected devices, your homes are going to have more gadgets than ever. This makes it even more important to choose the right insurance cover.

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