Best Phones under ₹20,000 in India

Best Phones under ₹20,000 in India

Power users no longer need to spend between ₹35,000 and ₹50,000 to get a smartphone that can handle intensive tasks. In 2024, the smartphone market has evolved, offering feature-packed devices at much more affordable prices. Whether it’s gaming, 4K video recording, seamless multitasking, or reliable battery life, users can now find powerful options without stretching their budget. With smartphones priced as low as ₹20,000 delivering impressive performance, there’s no need to compromise. We've found the best mid-range phones under ₹20,000, so if you’re planning on nabbing yourself a capable smartphone in this price range, we’ve got you covered.

  • 1.

Realme Narzo 70 Pro

Digit Rating
6.3/10
Screen Size: 6.67u0022
Rear camera : 50 + 8 + 2 MP
Storage: 128 GBGB
Battery capacity: 5000 (mAh)
Build and Design
7
Features and Specifications
7.6
Performance and Camera
5.4
Value for Money
6.4
PROS:
  • Bright AMOLED display
  • Premium looks
  • Feature-rich
  • Less bloatware
  • Fast UFS 3.1 storage
CONS:
  • Same processor as predecessor
  • Inconsistent camera performance
  • HDR not supported on Netflix
  • Pixel density (PPI): 395
  • Screen resolution (in pixels): 1080 x 2400
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 16
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Green, Gold
  • Warranty: 1 Year on Handset and 6 Months on Accessories
  • User rating: 4.2
  • Whats inside the box: Phone, Data cable, SIM ejector tool, Protective case, Quick Guide
  • Processor: Mediatek Dimensity 7050
  • Fast charging: Yes
  • 5G: Yes

The Realme Narzo 70 Pro is a powerful contender in the mid-range segment, offering a MediaTek Dimensity 7050 chipset that ensures smooth performance for gaming and everyday tasks. The 120Hz AMOLED display enhances visuals, making scrolling and gaming feel ultra-fluid. It also boasts a 50 MP Sony sensor with OIS, delivering crisp and stable shots even in low light. Battery life is solid, thanks to a 5,000mAh battery with 67W fast charging, ensuring minimal downtime. Realme’s UI optimisations make multitasking seamless, while the phone’s sleek design and durable build add to its appeal. Whether you’re a gamer, a content creator, or someone who needs a powerful daily driver, the Narzo 70 Pro stands out as a strong all-rounder in this price bracket.

realme NARZO 70 Pro 5G (Glass Green, 8GB RAM,256GB Storage) Dimensity 7050 5G Chipset | Horizon Glass Design | Segment 1st Flagship Sony IMX890 OIS Camera
realme NARZO 70 Pro 5G (Glass Green, 8GB RAM,256GB Storage) Dimensity 7050 5G Chipset | Horizon Glass Design | Segment 1st Flagship Sony IMX890 OIS Camera
Amazon.in
  • 2.
Screen Size: 6.67u0022
Rear camera : 50 + 8 + 2 MP
Storage: 128 GBGB
Battery capacity: 5500 (mAh)
  • Pixel density (PPI): 446
  • Screen resolution (in pixels): 1220 x 2712
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 20
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Cosmic Silver, Glacier Green, Yellow
  • Warranty: 1 Year Manufacturer Warranty for Phone and 6 Months Warranty for In the Box Accessories
  • User rating: 4.3
  • Whats inside the box: Handset, 45W Charger, Type C USB Cable, Sim Eject Tool, Protective Case, Quick Start Guide, Warranty Card
  • Processor: Mediatek Dimensity 7300 Ultra
  • Fast charging: Yes
  • 5G: Yes

POCO continues to push boundaries in the mid-range space with the POCO X7, a phone built for those who demand speed and efficiency. Featuring a MediaTek Dimensity 7300 Ultra processor, it delivers fantastic performance, making gaming and multitasking effortless. The 6.67-inch AMOLED display with a 120Hz refresh rate ensures a smooth and immersive visual experience. Photography enthusiasts will appreciate the 50 MP primary camera with OIS, which captures sharp, detailed images in ideal lighting conditions. A massive 5,500mAh battery with 45W fast charging means you’ll spend less time plugged in and more time using your device. POCO’s HyperOS ensures a feature-rich experience with ample customization options. With stereo speakers, an in-display fingerprint sensor, and a premium build, the POCO X7 is a compelling choice for power users looking for a device that excels in both performance and usability.

  • 3.

iQOO Z9 5G

Digit Rating
7.5/10
Screen Size: 6.67u0022
Rear camera : 50 + 8 + 2 MP
Storage: 128 GBGB
Battery capacity: 6000 (mAh)
Build and Design
7
Features and Specifications
8.1
Performance and Camera
7.3
Value for Money
7.6
PROS:
  • Fastest performance under ₹20K
  • Impressive primary camera
  • Great AMOLED display
  • Good battery life
CONS:
  • Slower UFS 2.2 storage
  • Not as premium-looking as competitors
  • Some bloatware
  • Adaptive refresh rate issues
  • Pixel density (PPI): 445
  • Screen resolution (in pixels): 1220 x 2712
  • Display technology: IPS LCD
  • Refresh rate: 120 Hz
  • Front camera megapixel: 16
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Brushed Green, Graphene Blue
  • Warranty: 1 Year
  • User rating: 4.2
  • Whats inside the box: Cell phone, Charger, USB cable, Eject tool, Quick start guide, Warranty card, Phone case
  • Processor: Mediatek Dimensity 7200
  • Fast charging: Yes
  • 5G: Yes

The iQOO Z9 is a beast in the mid-range category, tailor-made for gaming and high-performance tasks. Powered by the Mediatek Dimensity 7200 processor, which is, incidently, faster than the 7300 despite the nomenclature, it offers exceptional speed and efficiency, even for demanding applications. Its 6.67-inch AMOLED display with a 120Hz refresh rate ensures buttery-smooth animations, making it a delight for gamers. The 50 MP primary sensor captures well-detailed photos in daylight. Battery life isn’t an issue with the 5,000mAh cell. The phone also features stereo speakers, advanced cooling technology, and a robust gaming mode, making it ideal for hardcore gamers.

IQOO Z9 5G (Brushed Green, 8GB RAM, 128GB Storage) | Dimensity 7200 5G Processor | Sony IMX882 OIS Camera | 120Hz AMOLED with 1800 nits Local Peak Brightness | 44W Charger in The Box
IQOO Z9 5G (Brushed Green, 8GB RAM, 128GB Storage) | Dimensity 7200 5G Processor | Sony IMX882 OIS Camera | 120Hz AMOLED with 1800 nits Local Peak Brightness...
Rs. 24,999
Rs. 18,499
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  • 4.
Screen Size: 6.67u0022
Rear camera : 50 + 8 + 2 MP
Storage: 256 GBGB
Battery capacity: 5110 (mAh)
  • Pixel density (PPI): 395
  • Screen resolution (in pixels): 1080 x 2400
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 20
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Phantom Purple, Mystique White, Titan Black
  • Warranty: 1 Year
  • User rating: 4.4
  • Whats inside the box: Cell Phone, Eject tool, Warranty card, Quick start guide, Charger, USB cable.
  • Processor: Mediatek Dimensity 7300 Ultra
  • Fast charging: Yes
  • 5G: Yes

Redmi’s Note series has consistently dominated the mid-range segment, and the Redmi Note 14 5G continues that tradition. Featuring the Mediatek Dimensity 7025 Ultra processor, this phone is built for smooth performance and efficient multitasking. The 6.67-inch FHD+ AMOLED display with a 120Hz refresh rate offers crisp visuals. The 108 MP triple-camera setup delivers impressive photography, however, the 2 MP macro camera disappoints. Battery-wise, the 5,110mAh unit with 45W fast charging ensures users can stay connected all day without interruptions. HyperOS brings refined software optimisations, making the user experience fluid and feature-rich. With 5G connectivity, stereo speakers, and a sleek design, the Redmi Note 14 5G is an easy recommendation for users seeking a reliable, future-ready smartphone under ₹20,000.

  • 5.

HMD Fusion

Digit Rating
6.2/10
Screen Size: 6.56u0022
Rear camera : 108 + 2 MP
Storage: 256GB
Battery capacity: 5000 (mAh)
Build and Design
6.7
Features and Specifications
7.2
Performance
5.5
Value for Money
6.3
PROS:
  • Eye-catching retro-design
  • Repairability
  • Customisable back
CONS:
  • Camera needs improvement
  • Poor performance
  • Pixel density (PPI): 269
  • Screen resolution (in pixels): 1612 x 720
  • Display technology: IPS LCD
  • Refresh rate: 120 Hz
  • Front camera megapixel: 50
  • Charging type port: Type-C
  • Storage: 256 GB
  • RAM: 8 GB
  • Colors: Noir
  • Warranty: 1 Year
  • User rating: 3.5
  • Whats inside the box: Handset, Brick Box, 33W Charger, Type C cable , Quick Start Guide, TPU Jelly case
  • Processor: Qualcomm SM4450 Snapdragon 4 Gen 2
  • Fast charging: Yes
  • 5G: Yes

The HMD Fusion is a compelling choice for those prioritising clean software and long-term durability, thanks to its repair-it-yourself toolkit. Powered by the Snapdragon 4 Gen 2 processor, it offers consistent and lag-free performance across everyday applications. The 6.56-inch LCD display with a 120Hz refresh rate ensures smooth visuals, while the dual-camera setup provides decent image quality. Unlike many competitors, HMD focuses on stock Android, ensuring a bloat-free and snappy experience with guaranteed software updates for 2 years. The 5,000mAh battery with 33W fast charging delivers reliable endurance. With a sleek design, IP54 water resistance, and 5G connectivity, the HMD Fusion is an underrated yet excellent pick for those looking for a no-nonsense, future-proof smartphone under ₹20,000.

HMD Fusion 5G with Smart Outfits | 108 MP Dual Rear Camera | 50 MP Front Camera | Snapdragon 4 Gen 2 Processor | Gen2 Repair-it-Yourself at Home | 33W Type C Fast Charger in-Box
HMD Fusion 5G with Smart Outfits | 108 MP Dual Rear Camera | 50 MP Front Camera | Snapdragon 4 Gen 2 Processor | Gen2 Repair-it-Yourself at Home | 33W Type C...
Rs. 22,999
Rs. 17,999
Amazon.in
  • 6.
Screen Size: 6.7u0022
Rear camera : 50 + 8 MP
Storage: 512 GBGB
Battery capacity: 5200 (mAh)
  • Pixel density (PPI): 394
  • Screen resolution (in pixels): 1080 x 2412
  • Display technology: OLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 32
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Parrot Green, Eagle Grey
  • Warranty: 1 Year Manufacturer Warranty for Device and 6 Months Manufacturer Warranty for Inbox Accessories
  • User rating: 3.9
  • Whats inside the box: Handset, Charger, USB Data Cable, Sim Ejector Tool, Quick Guide, Safety Guide, Protective Case
  • Processor: Qualcomm SM7435-AB Snapdragon 7s Gen 2
  • Fast charging: Yes
  • 5G: Yes

Realme’s P2 Pro is a feature-packed mid-range device designed for users who demand a balance of performance, display quality, and battery life. Equipped with the Snapdragon 7s Gen 2, it ensures smooth gaming and app performance. The 6.7-inch OLED display and a 120Hz refresh rate enhances the viewing experience. The 50 MP primary camera with AI enhancements delivers decent image quality, while the 8 MP ultrawide sensor adds versatility. Battery life is a highlight, with a 5,200mAh capacity and 80W fast charging, providing long hours of uninterrupted usage. Realme UI’s customization options further elevate the experience, making the P2 Pro a solid choice for users looking for an all-rounder in the ₹20,000 segment.

realme P2 Pro 5G (Parrot Green, 512 GB) (12 GB RAM)
realme P2 Pro 5G (Parrot Green, 512 GB) (12 GB RAM)
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  • 7.

Motorola G85 5G

Digit Rating
7.2/10
Screen Size: 6.67u0022
Rear camera : 50 + 8 MP
Storage: 128 GBGB
Battery capacity: 5000 (mAh)
Digit AI-Q Score
0.8
Build and Design
8.6
Features and Specifications
8.2
Performance and Camera
5.9
Value for Money
7.2
PROS:
  • Premium design on a budget
  • Good for content consumption
  • Clean software
  • Decent cameras
CONS:
  • Mediocre performance
  • Battery life could be better
  • Low light camera performance isn’t the best
  • Pixel density (PPI): 395
  • Screen resolution (in pixels): 1080 x 2400
  • Display technology: P-OLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 32
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Cobalt Blue, Olive Green, Urban Grey, Viva Magenta
  • Warranty: 1 Year on Handset and 6 Months on Accessories
  • User rating: 4.2
  • Whats inside the box: Handset, 33W Charger, USB Cable, Guides, Sim Tool, Protective Cover
  • Processor: Qualcomm SM6375 Snapdragon 6s Gen 3
  • Fast charging: Yes
  • 5G: Yes

The Motorola G85 is a strong contender in the mid-range segment, offering a near-stock Android experience with minimal bloatware. Powered by the Qualcomm Snapdragon 6s Gen 3, it delivers reliable performance for everyday tasks, gaming, and multitasking. The 6.67-inch pOLED display with a 120Hz refresh rate ensures buttery-smooth visuals, making interactions feel fast and fluid. On the camera front, the 50 MP primary sensor with OIS captures sharp and detailed images. The clean Motorola Hello UI, coupled with 5G connectivity, and stereo speakers, makes the G85 a reliable choice for users seeking a no-nonsense, high-performance smartphone under ₹20,000.

Moto G85 5G (128, Cobalt Blue, New)
Moto G85 5G (128, Cobalt Blue, New)
Rs. 20,999
Rs. 17,650
Amazon.in
  • 8.

Oneplus Nord CE4 Lite 5G

Digit Rating
6.8/10
Screen Size: 6.67u0022
Rear camera : 50 + 2 MP
Storage: 128 GBGB
Battery capacity: 5500 (mAh)
Build and design
6.9
Features and specifications
7.8
Performance and camera
6.3
Value for money
6.9
PROS:
  • Good display
  • Long lasting battery
  • Fast charging
CONS:
  • Old processor
  • Bad camera
  • Loud design
  • Pixel density (PPI): 395
  • Screen resolution (in pixels): 1080 x 2400
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 16
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Mega Blue, Super Silver, Ultra Orange
  • Warranty: 1 Year
  • User rating: 4.1
  • Whats inside the box: Phone, Data cable, SIM ejector tool, Protective case, Quick Guide
  • Processor: Qualcomm Snapdragon 6s Gen3
  • Fast charging: Yes
  • 5G: Yes

The OnePlus Nord CE4 Lite offers a smooth OnePlus experience at an affordable price, making it a solid pick for those who prioritize smooth software and performance. It comes with the Snapdragon 695 processor, which, while not the most powerful, is reliable for daily tasks. The 6.67-inch AMOLED display with a 120Hz refresh rate delivers vibrant colours and deep blacks, making it ideal for media consumption. Camera performance is impressive for its price, with a 50 MP Sony primary sensor with OIS that enhances low-light photography. Battery life is another highlight, featuring a 5,500mAh cell with 80W SUPERVOOC fast charging, one of the fastest in this segment. For users looking for a refined design, and great battery life, the Nord CE4 Lite is a compelling option.

OnePlus Nord CE4 Lite 5G (Mega Blue, 8GB RAM, 128GB Storage)
OnePlus Nord CE4 Lite 5G (Mega Blue, 8GB RAM, 128GB Storage)
Rs. 20,999
Rs. 17,998
Amazon.in
  • 9.
Screen Size: 6.67u0022
Rear camera : 50 + 2 MP
Storage: 128 GBGB
Battery capacity: 5000 (mAh)
  • Pixel density (PPI): 395
  • Screen resolution (in pixels): 1080 x 2400
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 16
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Cosmic Blue, Crystal Flake
  • Warranty: 1 Year Manufacturer Warranty for Device and 6 Months Manufacturer Warranty for Inbox Accessories
  • User rating: 4.4
  • Whats inside the box: Handset, Type C to USB Cable, USB Power Adapter, Eject Tool, Phone Case, Protective Film, Documentation
  • Processor: Mediatek Dimensity 7200
  • Fast charging: Yes
  • 5G: Yes

Vivo has refined its T-series with the Vivo T3, bringing powerful hardware at an accessible price point. This phone is powered by the MediaTek Dimensity 7200 processor, which offers excellent gaming performance and power efficiency. The 6.67-inch AMOLED display with a 120Hz refresh rate offers a great experience whether you’re viewing content or gaming. The 50 MP OIS-enabled primary camera takes crisp, detailed shots in daylight, alter it struggles a bit in low light. A 5,000mAh battery with 44W fast charging ensures all-day usage without frequent recharging. If you’re looking for a stylish, performance-driven smartphone with a decent camera at this price point, the Vivo T3 is a top contender.

  • 10.

Infinix Note 40 Pro 5G

Digit Rating
6/10
Screen Size: 6.78u0022
Rear camera : 108 + 2 + 2 MP
Storage: 256 GBGB
Battery capacity: 5000 (mAh)
Specs & Features
7.7
Build & Design
7.8
Performance
4.3
Value for Money
6
PROS:
  • Classy design
  • Innovative features like Magnetic Charging solution
  • Good display
CONS:
  • Lack of ultrawide camera
  • Absence of a microSD card slot
  • Pixel density (PPI): 393
  • Screen resolution (in pixels): 1080 x 2436
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 32
  • Charging type port: Type-C
  • Storage: 256 GB
  • RAM: 8 GB
  • Colors: Vintage Green, Titan Gold
  • Warranty: 1 Year Warranty on Handset and 6 Months Warranty on Inbox Accessories
  • User rating: 4.2
  • Whats inside the box: Handset, Adaptor, USB Type C Cable, Magnetic TPU Case, Stickers, Sim Ejector Pin, Quick Start Guide, Warranty Card, X-Club Card
  • Processor: Mediatek Dimensity 7020
  • Fast charging: Yes
  • 5G: Yes

Infinix has stepped up its game with the Note 40 Pro, delivering high-end features at a competitive price. It is powered by the MediaTek Dimensity 7020 chipset, making it capable of handling gaming, multitasking, and demanding applications with ease. The 6.78-inch curved AMOLED display with a 120Hz refresh rate provides an immersive viewing experience, usually found in more expensive devices. The 108 MP primary camera sets it apart, offering high-resolution shots with detailed textures and vibrant colors. Battery life is good, featuring a 5,000mAh battery with 45W fast charging and wireless charging support, which is rare in this price bracket. The stereo speakers, XOS UI customisations, and unique design make it a well-rounded smartphone at an affordable price.

Rating and Price of the Best Phones under ₹20,000 in India

Product Name Price Ratings
Realme Narzo 70 Pro ₹ 18,999 4.2
Poco X7 5G ₹ 19,999 4.3
iQOO Z9 5G ₹ 18,499 4.2
Redmi Note 14 5G ₹ 17,949 4.4
HMD Fusion ₹ 17,990 3.5
realme P2 Pro 5G ₹ 18,930 3.9
Motorola G85 5G ₹ 18,189 4.2
Oneplus Nord CE4 Lite 5G ₹ 17,998 4.1
Vivo T3 5G ₹ 18,499 4.4
Infinix Note 40 Pro 5G ₹ 19,999 4.2
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Dhriti Datta

Dhriti Datta

Perpetually sporting a death stare, this one can be seen tinkering around with her smartphone which she holds more dear than life itself and stuffing her face with copious amounts of bacon. View Full Profile

Best Phones under ₹20,000 in India Faq's

What phone is the best overall under 20,000?

When it comes to raw performance dominance, none come close to the iQOO Z7 5G. Packing the MediaTek Dimensity 920 SoC, the iQOO Z7 beats most of its competitors in the combined CPU and GPU benchmark scores. Other options that offer excellent performance at under ₹20K include the Samsung Galaxy M34 5G, Moto G84 5G Speed Edition, Tecno Camon 20 Pro 5G, and iQOO Z7.

Are smartphones under 20,000 good for daily use?

For 20,000, you can get some power-packed phones sporting 5-6 nm processors, a good 6-8 GB RAM, impressive cameras, and large-capacity batteries – all of which make these devices value-for-money daily drivers. Furthermore, manufacturers are also constantly striving to bring more premium designs to the masses – so curved displays, matte-finish rear panels, punch-hole displays, and in-display fingerprint sensors are all up for grabs under 20K.

Which phone under 20,000 has the best camera quality?

If you’re looking for a phone under ₹20K with good camera quality as well, you can consider the Samsung Galaxy M34 5G. You get really nice and detailed shots in daylight, with good HDR processing and dynamic range. Other options with good cameras include the Realme 11 5G and OnePlus Nord CE 3 Lite 5G.

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