All of us have at one point felt the hassle of making a plan with our group of friends. By the time you actually inform everyone, share the details of the plan, and get everyone to agree, it is often too late to actually execute the plan. And if you are one of the lucky ones who end up executing it on time, don't even get us started on splitting the bills later. Even though money is something we all try to be good with, it is quite embarrassing to repeatedly poke people and remind them how much they owe you.
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