It all started when Dinkar Shukla received a message claiming that the reward points on his credit card were about to expire.
The message mentioned that his reward points, worth Rs 9,240, would be cancelled.
To prevent losing reward points, he opened the link provided in the message.
In today’s digital world, many of us use credit cards for everyday purchases, enjoying reward points and cashback. But what happens when these benefits turn into a trap? A man in Lucknow recently fell victim to a credit card scam that cost him Rs 4.30 lakh. Keep reading to know how the scam unfolded and what you can do to avoid falling for similar frauds.
SurveyIt all started when Dinkar Shukla received a message claiming that the reward points on his credit card were about to expire. The message mentioned that his reward points, worth Rs 9,240, would be cancelled.
Also read: Doctor loses Rs 1.8cr in stock investment scam: How to avoid falling for such frauds
To prevent losing reward points, he opened the link provided in the message. He then entered his credit card number and the one-time password (OTP) that he received on his phone. However, as soon as he did, two large transactions were made from his credit card within a matter of seconds—one for Rs 3.38 lakh and another for Rs 91,730, reports TOI.
Shocked and realising he had been scammed, Shukla immediately contacted his bank’s credit card helpline. Unfortunately, the bank told him that they could not help, as his mobile number was not there. It seems like the fraudsters had managed to change his personal information through the fraudulent link.
Also read: Businessman loses Rs 28 lakh in gold investment scam via Facebook: Here’s what happened
How to avoid such scams
- Be cautious with unsolicited messages: Never click on links or open attachments in messages you weren’t expecting, even if they seem to come from trusted sources.
- Verify the source: Always verify any communication related to your bank or financial accounts. Instead of clicking on a link, visit the official website or call your bank directly using a number from their official website.
- Enable two-factor authentication: Adding an extra layer of security to your accounts can help protect your sensitive information.
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Ayushi Jain
Tech news writer by day, BGMI player by night. Combining my passion for tech and gaming to bring you the latest in both worlds. View Full Profile
