Paytm is now synonymous with digital transactions in India. The fintech app rose to popularity during the demonetisation phase in 2016 and since then, it has grown into becoming a full-fledged digital payments bank along with offering a host of services to merchants, consumers and more. For instance, the company integrated BHIM UPI in its platform as another way of paying for things via Paytm. Then there’s the postpaid service called Paytm Money which allows you to borrow funds from the company to buy groceries, order food, etc. However, the system of digital payments is still far from perfect.
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