A new update to WhatsApp is being pushed out to beta users which will allow them to scan QR codes to make payments. The service is yet to go official and is only available on version 2.18.93 on Android. This is in addition to the pay via entering UPI ID, which the app already has. The new feature makes WhatsApp another payment service like Paytm and BHIM to allow money transfers via QR codes. This will come in handy if you don’t have the phone number saved of the person you are transferring the money to. If you are interested, you can apply for the Beta program via the Google Play Store.
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