Samsung rolls out new Finance+ offers and low-cost EMI schemes for home appliances in India

HIGHLIGHTS

Samsung Finance+ is available at over 8,000 retail stores nationwide.

Samsung claims Finance+ application involves fully digital approval process completed in about five minutes.

The company is offering Rs 1,000 introductory cashback for a limited period.

If you are planning to buy new home appliances, Samsung has some tempting financing offers for you under its Finance+ programme. This is now live at more than 8,000 retail outlets and covers products such as refrigerators, washing machines, air conditioners and microwaves. So, through this scheme, you can buy products from any of these categories at a lower upfront cost. Here are the details.

Samsung Finance+ announcement details

Samsung Finance+ is a paperless financing solution that allows customers to apply for credit directly at retail stores. The approval process is digital, and you can typically complete it within five minutes. You just need to submit basic documents like Aadhaar and PAN cards.

Once the application is approved, some products can be purchased in EMI starting at around Rs 33 per day. This drastically lowers the entry barrier for larger appliances that usually require higher upfront spending.

The company is also offering a limited-period cashback of Rs 1,000 for purchases made through the Finance+ platform.

The new Finance+ offers are currently available at select retail stores across India, and customers can explore eligible products and plans through Samsung’s official channels or nearby outlets.

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Why Samsung Finance+ matters

The paperless application process and easy financing options make Samsung appliances more accessible to buyers. People don’t have to rely on traditional bank loans or credit cards. However, it is still advised to review total repayment costs, interest rates, and tenure details before opting for daily EMI plans, as low daily figures can mask the overall expense.

From the brand and market point of view, this move is to attract more customers. They gain a wider reach this way.

Ghufran Alam, Vice President of Digital Appliances at Samsung India, said the initiative is part of the brand’s broader effort to improve accessibility through digital tools and flexible financing. The company is positioning Finance+ as a way to enable more households to upgrade to newer technologies without immediate financial strain.

By newer technologies, Samsung means its Bespoke AI appliance range, which integrates features such as AI-driven controls, SmartThings connectivity, and security via Samsung Knox.

If you like what’s on offer, you can check out Samsung Finance+ and the product details on Samsung.com or one of the participating stores for more information.

Keep reading Digit.in for similar stories.

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G. S. Vasan

G.S. Vasan is the chief copy editor at Digit, where he leads coverage of TVs and audio. His work spans reviews, news, features, and maintaining key content pages. Before joining Digit, he worked with publications like Smartprix and 91mobiles, bringing over six years of experience in tech journalism. His articles reflect both his expertise and passion for technology.

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