Best Phones under 20000 in India

Updated on 05-Jun-2025

Power users no longer need to spend between ₹35,000 and ₹50,000 to get a smartphone that can handle intensive tasks. In 2024, the smartphone market has evolved, offering feature-packed devices at much more affordable prices. Whether it’s gaming, 4K video recording, seamless multitasking, or reliable battery life, users can now find powerful options without stretching their budget. With smartphones priced as low as ₹20,000 delivering impressive performance, there’s no need to compromise. We've found the best mid-range phones under ₹20,000, so if you’re planning on nabbing yourself a capable smartphone in this price range, we’ve got you covered.

  • 1.

iQOO Z10

Digit Rating
5/10
The iQOO Z10 balances raw power and practicality like few others in its price range. With a Digit Rating of 7.9, it delivers smooth 120 Hz AMOLED visuals, stellar Performance (8.6) from the Snapdragon 7s Gen 3, and a 7,300 mAh battery that lasts over a day with 90 W charging. While its plastic build and average haptics reflect its Build score of 6.5, strong Value for Money (8.1) and real-world speed make it a top pick for gamers and multitaskers under ₹20K. This phone ranked under: Best Phones Under 20000.
Add to cart
Performance
4.1
Display
6.36
Camera
5.16
Battery
4.88
  • Pixel density (PPI): 388
  • Screen resolution (in pixels): 1080 x 2292
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 32
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Stellar Black, Glacier Silver
  • Warranty: 1 Year on Handset and 6 Months on Accessories
  • User rating: 4.4
  • Whats inside the box: 1 Headset Eject Tool, Warranty card, Quick Start Guide, Phone case, Charger, USB cable
  • Processor: Qualcomm SM7635 Snapdragon 7s Gen 3
  • Fast charging: Yes
  • 5G: Yes

The iQOO Z10 delivers excellent value under Rs 20,000, combining a stunning AMOLED display, reliable Snapdragon 7s Gen 3 performance, and a massive 7,300mAh battery with 90W fast charging. It easily handles everyday tasks and casual gaming, and its battery back up is among the best in the segment. That said, there are trade-offs: limited 60fps gaming support, average haptics, and a camera system that’s functional but does not standout. Despite these shortcomings, the iQOO Z10 is an appealing choice for users seeking a fast, long-lasting, and well-built smartphone at a competitive price. If top-tier photography isn’t your priority and you can live with a few compromises, the iQOO Z10 stands out as a dependable, performance-driven mid-range device.

  • 2.

POCO X7 Pro

Digit Rating
6.8/10
The POCO X7 Pro stands out with its 50 MP camera, battery rating 6550 mAh, and resolution of 1220×2712 px (FHD+). Designed for users who demand the best from their devices, POCO X7 Pro delivers top-tier performance, stunning visuals, and long-lasting battery life. Whether you’re a gamer, a photography enthusiast, or someone looking for a fast, reliable phone, the POCO X7 Pro ticks all the boxes. Here’s why the POCO X7 Pro. This phone ranked under: Best Mobile Phones Under 20000.
Add to cart
Performance
6.64
Display
8.42
Camera
6.2
Battery
6.34
  • Pixel density (PPI): 446
  • Screen resolution (in pixels): 1220 x 2712
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 20
  • Charging type port: Type-C
  • Storage: 256 GB
  • RAM: 8 GB
  • Colors: Nebula Green,Obsidian Black, Yellow
  • Warranty: 1 Year Manufacturer Warranty for Phone and 6 Months Warranty for In the Box Accessories
  • User rating: 5.0
  • Whats inside the box: Handset, 90W Charger, USB Type C Cable, Sim Eject Tool, Protective Case, Quick Start Guide, Warranty Card
  • Processor: Mediatek Dimensity 8400 Ultra
  • Fast charging: Yes
  • 5G: Yes

The Poco X7 Pro stands out as a powerful mid-range smartphone, delivering impressive performance, sleek design, and a vibrant AMOLED display. Its vegan leather back, IP68 rating, and fast charging support add to the premium experience, making it ideal for gamers and multimedia users. However, the camera, especially in low light, doesn’t quite match the competition, and the software experience is held back by unnecessary bloatware. Battery life, while adequate, could be better considering its gaming focus. Despite these shortcomings, the POCO X7 Pro remains a solid all-rounder that offers excellent value for money. It’s a good choice for users who prioritise display, speed, and design over photography and software refinement.

POCO X7 Pro 5G (Obsidian Black, 256 GB)(8 GB RAM)
Rs. 31,999
Rs. 21,999
Flipkart
  • 3.

Vivo T4 5G

Digit Rating
4.5/10

The Vivo T4 5G is a battery champ disguised as a premium mid-ranger. Backed by a Digit Rating of 8, it nails the basics with endurance, display quality, and stability that outshine most rivals. You can read the full review to dive deeper into its 7,300 mAh battery and 90 W fast charging setup, which redefine all-day use, while the 6.77-inch AMOLED delivers flagship-like colour and brightness. With Features 8.2, Performance 8.6, and Value for Money 8.1, the T4 stands out as a dependable all-rounder for power users

Performance
1.58
Display
4.14
Camera
4.64
Battery
3.34
PROS:
  • Excellent Battery Life
  • Sleek and Lightweight Design
  • Stable Performance
CONS:
  • Mono Speaker Setup
  • 60 FPS BGMI
  • Average Front Camera
  • Pixel density (PPI): 388
  • Screen resolution (in pixels): 1080 x 2392
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 32
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Emerald Blaze, Phantom Grey
  • Warranty: 1 Year
  • User rating: 4.6
  • Whats inside the box: Handset, Quick Start Guide, USB Cable, 90W Charger, Eject Tool, Phone Case, Protective Film, Warranty Card
  • Processor: Qualcomm SM7635 Snapdragon 7s Gen 3
  • Fast charging: Yes
  • 5G: Yes

The Vivo T4 5G strikes a fine balance between design, performance, and battery life. Despite a few drawbacks such as the bulky camera bump, mono speaker, capped 60fps in BGMI, and an average selfie camera, the phone delivers where it truly matters. Its lightweight and sleek design despite the massive 7,300mAh battery it houses, and its vibrant, colour-accurate display paired with smooth day-to-day performance makes it a strong mid-range contender. With a slight price cut, it could easily become one of the best value-for-money smartphones of 2025.

vivo T4 5G (Phantom Grey, 128 GB)(8 GB RAM)
Rs. 25,999
Rs. 22,999
Flipkart
  • 4.

OPPO K13

Digit Rating
5.7/10
The Oppo K13 5G nails the fundamentals with style and stamina. With a Digit Rating of 7.7, it combines a crisp 120 Hz AMOLED display and a massive 7,000 mAh battery for smooth visuals and lasting endurance. Powered by the Snapdragon 6 Gen 4, it scores 7.8 in Performance and handles gaming with ease. Its Value for Money score of 7.7 and Build score of 7 round off a balanced, dependable phone for everyday users who prefer refinement over flash. This phone ranked under: Best Mobile Phones Under 20000
Add to cart
Performance
5.32
Display
6.9
Camera
4.18
Battery
7.38
  • Pixel density (PPI): 395
  • Screen resolution (in pixels): 1080 x 2400
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 16
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Icy Purple, Prism Black
  • Warranty: 1 Year
  • User rating: 4.6
  • Whats inside the box: Handset, Charger, USB Data Cable, Sim Ejector Tool, Quick Guide, Protective Case
  • Processor: Qualcomm Snapdragon 6 Gen 4
  • Fast charging: Yes
  • 5G: Yes

The Oppo K13 5G is a solid all-rounder in the sub-Rs 20,000 segment. It offers a sleek and surprisingly premium design, a vibrant AMOLED display, and smooth everyday performance—making it a dependable daily driver. The matte purple finish adds a nice visual flair that sets it apart in its category. While the camera setup is adequate for casual users, it won’t impress photography enthusiasts. And despite housing a large 7,000mAh battery, real-world battery life feels just good, not exceptional. Still, for its asking price of Rs 17,999, the Oppo K13 5G delivers a well-balanced mix of aesthetics and functionality. If you’re after a stylish, performance-focused phone with a clean user experience, it’s definitely worth a spot on your shortlist.

OPPO K13 5G with 7000mAh and 80W SUPERVOOC Charger In-The-Box (Icy Purple, 128 GB)(8 GB RAM)
Rs. 22,999
Rs. 19,999
Flipkart
  • 5.

CMF Phone 2 Pro

Digit Rating
5.2/10

The CMF Phone 2 Pro stands out with its bold design and clean, customisable experience. With a Digit Rating of 7.4, it focuses on aesthetics and usability rather than brute specs. The 6.77-inch 120 Hz AMOLED display and Dimensity 7300 Pro chip deliver smooth everyday performance, while its Value for Money score of 7.4 and Build score of 6.9 reflect a device built for Gen Z users who want flair, function, and personality under ₹20K. You can read the full review to see why it ranks among the best phones under 20000, especially for those who prioritise style with substance.

Add to cart
Performance
4.78
Display
6.36
Camera
5.54
Battery
4.04
PROS:
  • Solid AMOLED display
  • Clean and smooth software
  • Battery lasts a full day
  • Reliable performance for daily use
CONS:
  • Mono speaker setup
  • Gaming performance is limited
  • Camera tuning could be improved
  • Pixel density (PPI): 388
  • Screen resolution (in pixels): 1080 x 2392
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 16
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: White, Black, Orange, Light Green
  • Warranty: 1 Year
  • User rating: NA
  • Whats inside the box: Handset, Charging Cable, 33W Power Adapter, Sim Tray Ejector, Safety Guide, Protective Case
  • Processor: Mediatek Dimensity 7300 Pro
  • Fast charging: Yes
  • 5G: Yes

The CMF Phone 2 Pro is Nothing’s latest offering aimed at Gen Z users, blending style and substance at a starting price of Rs 18,999. It stands out with modular design elements, a smooth Nothing OS experience, and a bright AMOLED display that feels premium. While it doesn’t chase raw performance or doesn’t have the best camera, it delivers solid everyday reliability with a focus on user experience and aesthetics. It’s not a direct successor to the CMF Phone 1, but marks a fresh direction for the brand. For users prioritising performance or camera quality, options like the Realme P3 Pro and iQOO Z10 might be better fits. But for those seeking a distinctive, stylish, and well-rounded phone, the CMF Phone 2 Pro is a good pick.

  • 6.

POCO X7

Digit Rating
6.8/10
The POCO X7 stands out its camera 50 MP, battery rating 5500 mh, resolution 1220×2712 px (FHD+). Designed for users who demand the best from their devices, POCO X7 delivers top-tier performance, stunning visuals, and long-lasting battery life. Whether you’re a gamer, a photography enthusiast, or someone looking for a fast, reliable phone, the POCO X7 ticks all the boxes. Here’s why the POCO X7. This phone ranked under: Best Phones Under 20000.
Add to cart
Performance
8.1
Build and Design
6.9
Value for Money
7.8
Battery
7
Camera
7.6
Display
6.8
  • Pixel density (PPI): 446
  • Screen resolution (in pixels): 1220 x 2712
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 20
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Cosmic Silver, Glacier Green, Yellow
  • Warranty: 1 Year Manufacturer Warranty for Device and 6 Months Manufacturer Warranty for Inbox Accessories
  • User rating: 4.6
  • Whats inside the box: Handset, 45W Charger, Type C USB Cable, Sim Eject Tool, Protective Case, Quick Start Guide, Warranty Card
  • Processor: Mediatek Dimensity 7300 Ultra
  • Fast charging: Yes
  • 5G: Yes

POCO continues to push boundaries in the mid-range space with the POCO X7, a phone built for those who demand speed and efficiency. Featuring a MediaTek Dimensity 7300 Ultra processor, it delivers fantastic performance, making gaming and multitasking effortless. The 6.67-inch AMOLED display with a 120Hz refresh rate ensures a smooth and immersive visual experience. Photography enthusiasts will appreciate the 50 MP primary camera with OIS, which captures sharp, detailed images in ideal lighting conditions. A massive 5,500mAh battery with 45W fast charging means you’ll spend less time plugged in and more time using your device. POCO’s HyperOS ensures a feature-rich experience with ample customization options. With stereo speakers, an in-display fingerprint sensor, and a premium build, the POCO X7 is a compelling choice for power users looking for a device that excels in both performance and usability.

  • 7.

Moto G85

Digit Rating
7.3/10
The Moto G85 stands out with its 50 MP camera, battery rating 5000 mAh, and resolution 1080×2400 px (FHD+). Designed for users who demand the best from their devices, Moto G85 delivers top-tier performance, stunning visuals, and long-lasting battery life. Whether you’re a gamer, a photography enthusiast, or someone looking for a fast, reliable phone, the Moto G85 ticks all the boxes. Here’s why the Moto G85. This phone ranked under: Best Mobile Phones Under 20000
Add to cart
Performance
6.8
Build and Design
7.7
Value for Money
7.1
Battery
7.1
Camera
7.4
Display
8.1
  • Pixel density (PPI): 395
  • Screen resolution (in pixels): 1080 x 2400
  • Display technology: P-OLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 32
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Cobalt Blue, Olive Green, Urban Grey, Viva Magenta
  • Warranty: 1 Year on Handset and 6 Months on Accessories
  • User rating: 4.2
  • Whats inside the box: Handset, 33W Charger, USB Cable, Guides, Sim Tool, Protective Cover
  • Processor: Qualcomm SM6375 Snapdragon 6s Gen 3
  • Fast charging: Yes
  • 5G: Yes

The Motorola G85 is a strong contender in the mid-range segment, offering a near-stock Android experience with minimal bloatware. Powered by the Qualcomm Snapdragon 6s Gen 3, it delivers reliable performance for everyday tasks, gaming, and multitasking. The 6.67-inch pOLED display with a 120Hz refresh rate ensures buttery-smooth visuals, making interactions feel fast and fluid. On the camera front, the 50 MP primary sensor with OIS captures sharp and detailed images. The clean Motorola Hello UI, coupled with 5G connectivity, and stereo speakers, makes the G85 a reliable choice for users seeking a no-nonsense, high-performance smartphone under ₹20,000.

Moto G85 5G (128, Cobalt Blue, New)
Rs. 20,999
Rs. 15,956
Amazon.in
  • 8.

Oneplus Nord CE4 Lite 5G

Digit Rating
0.8/10
The OnePlus Nord CE 4 Lite gets a 6.8 out of 10. It brings a brighter AMOLED display and a bigger 5500 mAh battery with 80W fast charging, solid upgrades for its price. But with the same old Snapdragon 695 chip and an average camera setup, it feels like a recycled Nord. Great for binge-watching, not for power users.
Performance
1.34
Display
0
Camera
0
Battery
2.04
PROS:
  • Good display
  • Long lasting battery
  • Fast charging
CONS:
  • Old processor
  • Bad camera
  • Loud design
  • Pixel density (PPI): 395
  • Screen resolution (in pixels): 1080 x 2400
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 16
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Mega Blue, Super Silver, Ultra Orange
  • Warranty: 1 Year
  • User rating: 4.1
  • Whats inside the box: Phone, Data cable, SIM ejector tool, Protective case, Quick Guide
  • Processor: Qualcomm Snapdragon 6s Gen3
  • Fast charging: Yes
  • 5G: Yes

The OnePlus Nord CE4 Lite offers a smooth OnePlus experience at an affordable price, making it a solid pick for those who prioritize smooth software and performance. It comes with the Snapdragon 695 processor, which, while not the most powerful, is reliable for daily tasks. The 6.67-inch AMOLED display with a 120Hz refresh rate delivers vibrant colours and deep blacks, making it ideal for media consumption. Camera performance is impressive for its price, with a 50 MP Sony primary sensor with OIS that enhances low-light photography. Battery life is another highlight, featuring a 5,500mAh cell with 80W SUPERVOOC fast charging, one of the fastest in this segment. For users looking for a refined design, and great battery life, the Nord CE4 Lite is a compelling option.

OnePlus Nord CE4 Lite 5G (Mega Blue, 8GB RAM, 128GB Storage)
Amazon.in
  • 9.

HMD Fusion

Digit Rating
7.2/10
The HMD Fusion stands out with its 108 MP camera, battery rating 5000 mAh, and resolution 720×1612 px (HD+). Designed for users who demand the best from their devices, HMD Fusion delivers top-tier performance, stunning visuals, and long-lasting battery life. Whether you’re a gamer, a photography enthusiast, or someone looking for a fast, reliable phone, the HMD Fusion ticks all the boxes. Here’s why the HMD Fusion. This phone ranked under: Best Mobile Phones Under 20000
Add to cart
Performance
6.8
Build and Design
6.5
Value for Money
6.5
Battery
7.1
Camera
8.4
Display
7.1
  • Pixel density (PPI): 269
  • Screen resolution (in pixels): 1612 x 720
  • Display technology: IPS LCD
  • Refresh rate: 120 Hz
  • Front camera megapixel: 50
  • Charging type port: Type-C
  • Storage: 256 GB
  • RAM: 8 GB
  • Colors: Noir
  • Warranty: 1 Year
  • User rating: 3.1
  • Whats inside the box: Handset, Brick Box, 33W Charger, Type C cable , Quick Start Guide, TPU Jelly case
  • Processor: Qualcomm SM4450 Snapdragon 4 Gen 2
  • Fast charging: Yes
  • 5G: Yes

The HMD Fusion is a compelling choice for those prioritising clean software and long-term durability, thanks to its repair-it-yourself toolkit. Powered by the Snapdragon 4 Gen 2 processor, it offers consistent and lag-free performance across everyday applications. The 6.56-inch LCD display with a 120Hz refresh rate ensures smooth visuals, while the dual-camera setup provides decent image quality. Unlike many competitors, HMD focuses on stock Android, ensuring a bloat-free and snappy experience with guaranteed software updates for 2 years. The 5,000mAh battery with 33W fast charging delivers reliable endurance. With a sleek design, IP54 water resistance, and 5G connectivity, the HMD Fusion is an underrated yet excellent pick for those looking for a no-nonsense, future-proof smartphone under ₹20,000.

HMD Fusion 5G with Smart Outfits | 108 MP Dual Rear Camera | 50 MP Front Camera | Snapdragon 4 Gen 2 Processor | Gen2 Repair-it-Yourself at Home | 33W Type C...
Rs. 22,999
Rs. 18,999
Amazon.in
  • 10.
The Redmi Note 14 5G stands out its . Designed for users who demand the best from their devices, Redmi Note 14 5G delivers top-tier performance, stunning visuals, and long-lasting battery life. Whether you’re a gamer, a photography enthusiast, or someone looking for a fast, reliable phone, the Redmi Note 14 5G ticks all the boxes. This phone ranked under: Best Mobile Phones Under 20000
Screen Size: 6.67u0022
Rear camera : 50 + 8 + 2 MP
Storage: 256 GBGB
Battery capacity: 5110 (mAh)
  • Pixel density (PPI): 395
  • Screen resolution (in pixels): 1080 x 2400
  • Display technology: AMOLED
  • Refresh rate: 120 Hz
  • Front camera megapixel: 20
  • Charging type port: Type-C
  • Storage: 128 GB
  • RAM: 8 GB
  • Colors: Phantom Purple, Mystique White, Titan Black
  • Warranty: 1 Year
  • User rating: 4.4
  • Whats inside the box: Cell Phone, Eject tool, Warranty card, Quick start guide, Charger, USB cable.
  • Processor: Mediatek Dimensity 7300 Ultra
  • Fast charging: Yes
  • 5G: Yes

Redmi’s Note series has consistently dominated the mid-range segment, and the Redmi Note 14 5G continues that tradition. Featuring the Mediatek Dimensity 7025 Ultra processor, this phone is built for smooth performance and efficient multitasking. The 6.67-inch FHD+ AMOLED display with a 120Hz refresh rate offers crisp visuals. The 108 MP triple-camera setup delivers impressive photography, however, the 2 MP macro camera disappoints. Battery-wise, the 5,110mAh unit with 45W fast charging ensures users can stay connected all day without interruptions. HyperOS brings refined software optimisations, making the user experience fluid and feature-rich. With 5G connectivity, stereo speakers, and a sleek design, the Redmi Note 14 5G is an easy recommendation for users seeking a reliable, future-ready smartphone under ₹20,000.

Rating and Price of the Best Phones under ₹20,000 in India

Product Name Price Ratings
iQOO Z10 ₹ 21,999 4.4
Poco X7 Pro ₹ 23,999 5.0
Vivo T4 ₹ 21,999 4.6
Opp K13 5G ₹ 17,999 4.6
CMF Phone 2 Pro ₹ 18,999 NA
POCO X7 ₹ 18,999 4.6
Motorola G85 5G ₹ 18,189 4.2
Oneplus Nord CE4 Lite 5G ₹ 17,998 4.1
HMD Fusion ₹ 17,999 3.1
Redmi Note 14 5G ₹ 18,998 4.4

Best Phones under 20000 in India Faq's

What phone is the best overall under 20,000?

When it comes to raw performance dominance, none come close to the iQOO Z7 5G. Packing the MediaTek Dimensity 920 SoC, the iQOO Z7 beats most of its competitors in the combined CPU and GPU benchmark scores. Other options that offer excellent performance at under ₹20K include the Samsung Galaxy M34 5G, Moto G84 5G Speed Edition, Tecno Camon 20 Pro 5G, and iQOO Z7.

Are smartphones under 20,000 good for daily use?

For 20,000, you can get some power-packed phones sporting 5-6 nm processors, a good 6-8 GB RAM, impressive cameras, and large-capacity batteries – all of which make these devices value-for-money daily drivers. Furthermore, manufacturers are also constantly striving to bring more premium designs to the masses – so curved displays, matte-finish rear panels, punch-hole displays, and in-display fingerprint sensors are all up for grabs under 20K.

Which phone under 20,000 has the best camera quality?

If you’re looking for a phone under ₹20K with good camera quality as well, you can consider the Samsung Galaxy M34 5G. You get really nice and detailed shots in daylight, with good HDR processing and dynamic range. Other options with good cameras include the Realme 11 5G and OnePlus Nord CE 3 Lite 5G.

Mustafa Khan

Mustafa is a young tech journalist who tells it like it is, cutting through buzzwords to deliver straightforward smartphone reviews. He’s the office go-to for insider tips and quick demos, and his video content doesn’t waste anyone’s time. When he’s off the clock, he geeks out over cars, photography, and hunting down the best spot for Indian food.

Connect On :